FAQ
Borrowers.
This FAQ explains how Beplace exclusively represents borrowers in high-stakes commercial real estate transactions. It covers conflict-free representation and engagement options.
|Conflict-Free Representation.
Can Beplace be engaged directly by a borrower?
Yes. Beplace represents and advocates exclusively for borrowers. Borrowers can engage Beplace directly to manage every task required to secure financing in high-stakes commercial real estate transactions. Our role is to ensure borrowers secure financing efficiently while maintaining control over strategic decisions.
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Does Beplace represent anyone other than borrowers?
No. Beplace represents and advocates exclusively for borrowers, so we can advocate for the best possible terms and navigate complex transactions with uncompromising dedication to our clients’ success. This conflict-free representation ensures that our interests are always fully aligned with the borrower’s objectives, without any divided loyalties or competing priorities.
How does Beplace’s conflict-free representation benefit borrowers?
Beplace’s conflict-free representation means we never represent or advocate for lenders, creditors, receivers, trustees, or other parties whose interests conflict with borrowers. We are solely focused on representing and advancing borrower interests throughout high-stakes commercial real estate transactions. Borrowers can trust that our strategies and recommendations are designed to maximize their outcomes without any risk of favoritism toward lenders or other conflicting parties. This ensures full transparency and an unwavering commitment to securing the best possible financing terms.
Does Beplace’s conflict-free representation apply to all stages of a transaction?
Yes. Beplace remains conflict-free in high-stakes commercial real estate transactions at any stage of delinquency, default, forbearance, workouts, pre-foreclosure, foreclosure, receivership, and bankruptcy. Our exclusive focus on borrowers allows us to navigate even the most complex, high-pressure scenarios without any conflicting obligations, providing clients with consistent, unbiased advocacy throughout the entire transaction workflow.
Can Beplace work with multiple borrowers on a transaction without conflicts?
Yes. While Beplace may represent multiple borrowers on a transaction, we ensure that the transaction is handled with strict confidentiality and individualized attention to each borrower. We carefully manage potential overlaps between borrowers within a transaction to avoid any conflicts of interest. Clients can trust that their unique needs and transaction goals are handled discreetly and independently. Our conflict-free representation means we never represent or advocate for lenders, creditors, receivers, trustees, or other parties whose interests conflict with borrowers.​​
|Financing Scenarios.
Can Beplace assist borrowers who are involved in litigation?
Yes. Litigation, or the prospect of litigation, is often present in high-stakes commercial real estate transactions. Beplace works with borrowers facing active or anticipated litigation, including lender disputes, contested foreclosures, receiverships, and adversary proceedings in bankruptcy.
Borrowers involved in litigation often require financing solutions that align with their legal strategy, adversary proceedings, or settlement negotiations. Beplace collaborates with legal teams to ensure that financing efforts support, rather than conflict with, ongoing litigation and restructuring efforts.
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Can Beplace assist borrowers who are behind on payments or in default?
Yes. Beplace works with borrowers who are delinquent, in default, or at risk of default by structuring financing solutions that address arrears, loan modifications, forbearance agreements, and debt restructuring. We help borrowers navigate lender negotiations and secure financing that aligns with their recovery strategy.
Can Beplace help borrowers secure financing after a foreclosure judgment?
Yes. A foreclosure judgment does not necessarily mean financing options are unavailable. Beplace works with borrowers seeking to redeem properties, restructure obligations, or secure alternative financing post-judgment. We assess case-specific factors—including legal timelines, redemption rights, and lender negotiations—to identify viable financing solutions.
Can Beplace assist borrowers who have received a notice of default or foreclosure?
Yes. Receiving a notice of default (NOD) or foreclosure filing requires immediate action. Beplace works with borrowers to explore financing solutions that may prevent foreclosure, satisfy lender demands, or provide leverage in negotiations. Early engagement increases the likelihood of securing favorable terms before legal proceedings advance.
Can Beplace arrange financing for borrowers with an active forbearance agreement?
Yes. Borrowers in forbearance agreements often need financing to transition out of temporary relief and into a sustainable long-term solution. Beplace helps borrowers evaluate financing options that align with the terms of the forbearance, ensuring a smooth exit strategy.
Can Beplace secure financing for borrowers in receivership?
Yes. Borrowers in court-appointed receivership may still have financing options. Beplace works within the receivership framework to identify lenders willing to finance asset recovery, restructuring, or operational continuity while complying with court directives.
Can Beplace help borrowers obtain financing while in bankruptcy?
Yes. Beplace assists borrowers in Chapter 11 or Chapter 7 bankruptcy by structuring financing solutions that align with reorganization plans, asset protection, or structured exits. Debtor-in-possession (DIP) financing, asset-backed lending, and settlement-based financing are among the options we help borrowers explore.
Can Beplace assist borrowers facing loan acceleration or maturity defaults?
Yes. When a lender accelerates a loan or a borrower misses a maturity deadline, immediate financing may be required to avoid foreclosure or legal action. Beplace works with borrowers to secure financing that refinances, restructures, or resolves outstanding obligations.
Does Beplace assist borrowers in disputes with lenders or creditors?
Yes. Borrowers involved in disputes, bad-faith negotiations, or contested loan enforcement actions often require financing strategies that provide leverage or alternative options. Beplace structures financing solutions that align with legal positioning while ensuring borrowers retain financial flexibility.
Can Beplace assist borrowers seeking to repurchase a property post-foreclosure?
Yes. Borrowers may have redemption rights or repurchase opportunities after a foreclosure sale. Beplace helps structure financing for borrowers seeking to reacquire foreclosed properties, settle outstanding claims, or negotiate post-foreclosure transactions.
Can Beplace secure financing for distressed asset acquisitions?
Yes. Beplace works with borrowers seeking to acquire distressed assets through short sales, foreclosure auctions, note purchases, or bankruptcy sales. We help borrowers secure the financing necessary to close quickly, restructure distressed assets, and execute turnaround strategies.